Head to head
Robinhood vs Yuh — which broker is better?
Robinhood or Yuh? Fees, regulation, platform and product range compared side by side — with a verdict drawn from the data.
Risk warning: CFDs and leveraged products are complex instruments and come with a high risk of losing money rapidly. Investments can fall in value. Past performance is not an indicator of future results.
Robinhood
Equity options with no per-contract fee and one of the highest-rated trading apps in our comparison — paired with a thin research offering and penalties from the SEC, FINRA and NYDFS since 2020.
- Stocks (per order)
- Free
- Minimum deposit
- None
- 5,000 order
- €0
Risk warning: CFDs and other leveraged products are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how these products work and whether you can afford to take the high risk of losing your money.
Yuh
One of Switzerland's best-executed banking-and-investing apps — as long as your orders stay small and your ambitions stay simple.
- Stocks (per order)
- 0.5 %
- Minimum deposit
- None
- 5,000 order
- €25
Risk warning: investing in securities involves risk. You may lose some or all of the capital you invest.
Advertising disclosure: where a partnership is active, we may earn a commission through broker links. The provider’s terms apply. Commissions do not influence our ratings; paid placements are separately labelled as sponsored.
The verdict in numbers
Four decision axes, each derived from the recorded data.
Overall Robinhood takes it, 3.9 against 3.5 out of 5. Robinhood is the cheaper of the two: a reference EUR 5,000 stock order costs €0.00 there against €25.00. Yuh scores 88 against 78 out of 100 on the group index. Your account's protection depends on its legal entity. Robinhood covers more ground with 7 of 14 asset classes against 4. On platform and app Robinhood is ahead, 4.4 against 3.5 out of 5. Which one is right depends on which of these axes matters for your trading profile.
- Robinhood
- 3.9 — Better
- Yuh
- 3.5
- Robinhood
- €0.00 — Better
- Yuh
- €25.00
- Robinhood
- 78 of 100
- Yuh
- 88 of 100
- Robinhood
- 7/14 — Better
- Yuh
- 4/14
- Robinhood
- 4.4 — Better
- Yuh
- 3.5
Compare brokers side by side
Up to four brokers at once — every row a decision point.
Data as of: 21 Aug 2026
| Criterion | Robinhood 3.9 Risk warning: CFDs and other leveraged products are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how these products work and whether you can afford to take the high risk of losing your money. | Yuh 3.5 Risk warning: investing in securities involves risk. You may lose some or all of the capital you invest. |
|---|---|---|
| Overall score | 3.9 — Better | 3.5 |
| Group index | 78 of 100 | 88 of 100 |
| Best for | Active options tradersMobile-first investorsMargin usersCrypto and equities in one appSmall starting balances | First-time Swiss investorsMonthly ETF savings plansSmall and fractional ordersMobile-first everyday banking plus investingSwiss pillar 3a savers |
| Regulation | SECFINRACFTCFCABank of Lithuania | FINMA |
| Top-tier licences | 4 — Better | 1 |
| Investor protection | US$500,000 — Better | CHF 100,000 |
| Listed group | Yes | Yes |
| Banking licence | No | Yes |
| Segregated client accounts | Yes | Yes |
| Negative balance protection | No | Yes |
| Audited financials | Yes | Yes |
| Disclosed regulatory actions | 4 | None |
| Founded | 2013 | 2021 |
| Headquarters | Menlo Park, US | Gland, CH |
| Fees | 4.8 — Better | 3.3 |
| Safety & regulation | 3.6 | 4.4 — Better |
| Trading platform | 3.9 — Better | 2.6 |
| Product range | 3.4 — Better | 2.8 |
| Mobile app | 4.8 — Better | 4.3 |
| Research | 2.8 — Better | 2.2 |
| Customer support | 3.0 | 3.6 — Better |
| Deposit & withdrawal | 4.0 | 4.0 |
| Account opening | 4.7 — Better | 4.6 |
| Education | 3.4 — Better | 3.2 |
| Reference order EUR 5,000 | €0.00 — Better | €25.00 |
| Minimum deposit | None | None |
| Stocks (per order) | Free | 0.5 % |
| US stocks | Free | 0.5 % |
| ETFs | Free | 0.5 % |
| Options | Free | Not offered |
| Futures | US$0.75 | Not offered |
| Crypto | in the spread | 1 % |
| Bonds (order) | Not offered | n/a |
| Funds (order) | Not offered | n/a |
| EUR/USD spread | n/a | n/a |
| Index CFD spread | n/a | n/a |
| FX conversion | n/a | 0.95 % |
| Inactivity fee | None | n/a |
| Custody fee | None | None |
| Withdrawal fee | US$25 | free — Better |
| Deposit fee | free | free |
| Overnight financing | n/a | n/a |
| Other fees |
|
|
| Asset classes (of 14) | 7 — Better | 4 |
| Exchanges | n/a | n/a |
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Options | Yes | No |
| Futures | Yes | No |
| Forex | No | No |
| CFDs | No | No |
| Crypto | Yes | Yes |
| Bonds | No | Yes |
| Funds | No | No |
| Commodities | Yes | No |
| Indices | Yes | No |
| Warrants | No | No |
| Spread betting | No | No |
| Social trading | No | No |
| Platforms | Robinhood MobileRobinhood WebRobinhood Legend | Yuh app |
| Demo account | No | No |
| Fractional shares | Yes | Yes |
| Maximum leverage | 1:2 | n/a |
| Account opening | Minutes in-app; approval usually the same day | Fully digital in-app onboarding with a Swiss IBAN, for residents of Switzerland, Austria and Liechtenstein only (onboarding from other countries on hold as of August 2026); residents of Austria and Liechtenstein must fund with at least EUR/CHF 500 to complete opening |
| Account types | Robinhood brokerage accountRobinhood GoldRobinhood Retirement (Traditional / Roth IRA)Stocks and shares ISA (UK only) | Yuh accountYuh&Me joint accountYuh 14+Pillar 3a |
| Payment methods | Bank transferCrypto | Bank transferSEPA |
| Account currencies | USDGBPEUR | CHFUSDEURGBPJPYAUDCADSEKHKDNOK+3 |
| Deposit time | Instant up to your instant-deposit limit; 3–5 business days to fully clear | Domestic Swiss and SEPA EUR transfers typically 1–2 business days |
| Withdrawal time | 1–3 business days by ACH; same day by wire | 1–2 business days within Switzerland and the SEPA area |
| Free withdrawals | n/a | n/a |
| Languages | EnglishSpanish | GermanFrenchItalianEnglish |
| Channels | Live chatEmailPhone | PhoneLive chatTicket system |
| Availability | 24/7 in-app chat and callback | Swiss business hours; phone, in-app message and in-app chat support are all free of charge |
Strengths and weaknesses side by side
Editorial assessment based on the recorded data.
Robinhood
Equity options with no per-contract fee and one of the highest-rated trading apps in our comparison — paired with a thin research offering and penalties from the SEC, FINRA and NYDFS since 2020.
Pros
- Equity and ETF options carry no commission and no per-contract fee — only about USD 0.04 per contract of pass-through, against USD 0.65 at Schwab and Fidelity
- USD 0 commission on US stocks and ETFs, fractional orders from USD 1, and no account minimum
- Among the lowest retail margin rates in the US market, 5.25% on balances up to USD 50,000 on a standard account as well as on Gold (rates as of 16 September 2026), with the first USD 1,000 of margin interest-free for USD 5/month Gold subscribers
- Robinhood Gold pays 3.35% APY on eligible uninvested brokerage cash with no cap and no minimum — far above Schwab's default sweep
- Retirement accounts with a 1% contribution match, rising to 3% for Gold members — no other major US broker matches IRA contributions at all
- Futures at USD 0.75 per contract per side (USD 0.50 for Gold), plus index options at USD 0.50 (USD 0.35 for Gold)
- The mobile app is the benchmark for the category, with 90+ technical indicators and genuine feature parity with the web platform
- Around 22 cryptocurrencies alongside equities in the same account, plus prediction markets — an unusually broad retail shelf for one login
Cons
- Four significant regulatory settlements since 2020 — SEC USD 65m in 2020, FINRA USD 57m in 2021, NYDFS USD 30m in 2022 and FINRA USD 26m plus USD 3.75m restitution in 2025 — covering order-flow disclosure, supervision, AML and reporting failures
- USD 100 to transfer your account out, versus USD 0 at Fidelity — a deliberate exit cost, and one of the most common complaints on public review sites
- No bonds, no mutual funds, no international exchange access and no forex; the equity universe stops at US listings and ADRs
- Research is thin: no economic calendar, no sector heat maps, no yield curve tools and limited fundamental data, with AI Digests reserved for Gold
- Support has no direct phone line for prospective clients and no branches — it runs on in-app chat and callback requests, which is a poor fit for anything urgent
- No conditional order types or backtesting on any platform
Best for
Yuh
One of Switzerland's best-executed banking-and-investing apps — as long as your orders stay small and your ambitions stay simple.
Pros
- Free Swiss IBAN, free account management, free custody and a free physical and virtual Debit Mastercard — the recurring cost of holding the account is genuinely zero
- Recurring 'buy' orders on eligible ETFs carry no trading fee at all, which makes a monthly ETF savings plan effectively commission-free apart from stamp duty and TER
- Fractional trading from CHF 10 on any available product, so an expensive share like Lindt or an S&P 500 tracker is reachable on a small budget
- Banking services are provided by Swissquote Bank Ltd under a FINMA licence, with esisuisse cover up to CHF 100,000 and the Swissquote group listed on the SIX Swiss Exchange under SQN
- Real digital assets rather than CFDs — coins listed on Swissquote's SQX exchange with Coinbase and Bitstamp for liquidity, at 1% per trade with free custody and 24/7 access
- Multi-currency account in 13 currencies with free CHF and Liechtenstein transfers and free SEPA transfers in euros
- Pillar 3a wrapper at 0.50% per year all-in including fund TER, FX, administration and unlimited strategy changes, which is competitive for a Swiss 3a solution
- Account opening is fully in-app and takes minutes, with free phone, message and chat support afterwards
Cons
- The 0.95% currency exchange markup is the dominant hidden cost: a CHF 5,000 purchase of a US share costs about CHF 47.50 in FX versus CHF 25 in commission, and you pay it again when you sell
- Percentage-only commission scales badly — CHF 50 on a CHF 10,000 order and CHF 70 on a CHF 20,000 order, with no cap, against tiered Swiss brokers charging a fraction of that at the same size
- App-only: there is no web platform, no desktop client, no API and no way to review or manage a portfolio from a computer
- Product range stops at shares, ETFs, Themes, bonds and digital assets — no options, no futures, no forex, no CFDs, no margin and no mutual funds
- Research is close to non-existent: no screener, no fundamentals suite, no analyst estimates; the marketing site outsources charts to embedded TradingView widgets
- Cash in saving projects earns 0% in CHF, EUR and USD as published, and transfers outside the SEPA area are not supported at all
Best for
Open an account with either
A demo account costs nothing and answers the platform question in ten minutes.
Risk warning: CFDs and other leveraged products are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how these products work and whether you can afford to take the high risk of losing your money.
Risk warning: investing in securities involves risk. You may lose some or all of the capital you invest.
Advertising disclosure: where a partnership is active, we may earn a commission through broker links. The provider’s terms apply. Commissions do not influence our ratings; paid placements are separately labelled as sponsored.
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