Ranking

Best ETF brokers and savings plans 2026

For long-term ETF investing the single commission matters less than the cost ratio compounded over decades. A 1.5% savings plan fee on EUR 300 a month is EUR 4.50 per execution — roughly EUR 4,500 less final wealth over 30 years at 6% compounded monthly. So the heaviest weight goes on fees — commissions, FX markups, custody and inactivity fees — followed by safety and product range. Savings plan costs and the number of free savings plans are not yet a criterion of their own in the score: compare those terms directly with the provider and check whether promotional conditions are time-limited.

Investor's country

Shows only brokers that accept clients from the selected country.

brokers rated: 48
Data as of: 30 Aug 2026

Country of residence:No country of residence chosen — all offers are shown.

ETFs

The top 3 in detail

Why these three lead — derived from the criteria this category weights most heavily.

Advertising disclosure: where a partnership is active, we may earn a commission through broker links. The provider’s terms apply. Commissions do not influence our ratings; paid placements are separately labelled as sponsored.

Interactive Brokers

The cheapest serious route to almost every market on earth — if you can live with the learning curve.

Ahead on Fees (4.9) and Product range (5.0) — together those two carry 54% of this category's weighting.

US stocks from USD 0.0035 per share on the Tiered plan, minimum USD 0.35 per order and capped at 1% of trade value
Currency conversion at 0.20 basis points (minimum USD 2) — an order of magnitude cheaper than most European brokers' 0.25%–1.5%
Roughly 160 market destinations in 36 countries from a single multi-currency account, with 28 settlement currencies
No inactivity fee since 2021, plus no custody fee and no platform fee

Group index 90/100Protection depends on your legal entity

SECFCACBIASIC

StocksETFsOptionsFuturesForexCFDsCryptoBonds+4

4.7

Category score

Overall score: 4.5 / 5

Strengths in this category

Fees38%

4.9

Safety & regulation20%

4.8

Product range16%

5.0

Trading platform12%

4.8

Stocks (per order): 0.05 %
Minimum deposit: None
FX conversion: 0 %

Open account Read review

Investing involves risk. Your capital is at risk.

Risk warning: CFDs and other leveraged products are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how these products work and whether you can afford to take the high risk of losing your money.

Fidelity Investments

The research-and-education benchmark for US investors, with the cheapest funds in the industry attached.

4.5

Ahead on Fees (4.7) and Safety & regulation (4.7) — together those two carry 58% of this category's weighting.

USD 0 online US stock and ETF commissions, and Fidelity does not accept payment for order flow on equity orders
Zero-expense-ratio index mutual funds (the FZROX family) — no other major US broker matches this on fund cost
Options exercise and assignment cost USD 0, and buy-to-close orders at USD 0.65 or less are free

Group index 73/100Protection depends on your legal entity

SECFINRA

StocksETFsOptionsCryptoBonds+2

Strengths in this category

Fees38%

4.7

Safety & regulation20%

4.7

Product range16%

3.9

Stocks (per order): Free
Minimum deposit: None
FX conversion: 1 %

Open account Read review

Investing involves risk. Your capital is at risk.

Saxo

A Danish bank that trades like a professional platform — broad, polished, and no longer expensive.

4.5

Ahead on Product range (4.8) and Safety & regulation (4.7) — together those two carry 36% of this category's weighting.

Full Danish banking licence (Finanstilsynet licence 1149) and SIFI designation — a stronger structural safeguard than a broker-only permission
US stocks and ETFs at 0.08% with a USD 1 minimum on the entry-level Classic tier, and 0.05%/0.03% at higher tiers
Roughly 71,000 instruments including 23,000 stocks, 7,400 ETFs, 5,200 bonds, 3,100 listed options and 250 futures across 50-plus exchanges

Group index 96/100Protection depends on your legal entity

DFSAFCA

StocksETFsOptionsFuturesForex+6

Strengths in this category

Fees38%

4.2

Safety & regulation20%

4.7

Product range16%

4.8

Stocks (per order): 0.08 %
Minimum deposit: None
FX conversion: 0.25 %

Open account Read review

Investing involves risk. Your capital is at risk.

Also worth a look

Rank 4 and below, ordered by category score.

moomoo

4.3

One of the most data-rich free trading platforms on the market — if you happen to live in one of the seven countries it serves.

Data-driven active traders
US options traders

Stocks (per order): Free
Minimum deposit: None
FX conversion: n/a

ETFsStocksOptionsFutures+3

Pros: Free Nasdaq TotalView Level 2 depth on the US platform — Webull charges USD 3.99 per month for comparable data
Cons: Available to residents of only seven countries — the United States, Canada, Singapore, Australia, Japan, Malaysia and New Zealand — with no EU, UK or DACH entity

Group index 86/100

FINRAMAS

Protection depends on your legal entity

Visit broker Read review

XTB

4.3

One of the strongest trading platforms in the commission-free bracket - xStation 5 is a professional workspace attached to a zero-commission share account.

Serious charting on a budget
Commission-free European stocks

0% — 0% commission on stocks and ETFs up to the monthly volume cap

Stocks (per order): Free
Minimum deposit: None
FX conversion: 0.5 %

ETFsStocksOptionsForex+4

Pros: xStation 5 is one of the strongest platforms in the commission-free bracket - a real screener, market heat map, sentiment data, economic calendar and news in one workspace, on web, desktop and mobile with near-identical features.
Cons: The 0.5% currency conversion charge (0.8% at weekends and on public holidays) applies whenever the instrument currency differs from your account currency. For a EUR investor buying US stocks it is charged on the way in and again on the way out, and it dwarfs the commission it replaces.

Group index 72/100

FCAKNF

Protection depends on your legal entity

Visit broker Read review

Questrade

4.2

Canada's biggest independent broker, now genuinely commission-free — with a 1.5% currency spread as the sting in the tail.

Canadian self-directed investors
Registered account investing (TFSA, RRSP, FHSA, RESP)

Stocks (per order): Free
Minimum deposit: None
FX conversion: 1.5 %

ETFsStocksOptionsForex+6

Pros: CAD 0 commission on every Canadian and US stock and ETF trade, on both the buy and the sell side, with no ECN fees at all on Canadian orders
Cons: The 1.5% CAD/USD conversion charge is high and unavoidable unless you deliberately manage currency; on a CAD 20,000 US-stock purchase it costs CAD 300, dwarfing any commission saving

Group index 76/100

CIROOSC

Protection depends on your legal entity

Visit broker Read review

Trading 212

4.1

One of the cheapest mainstream ways to buy stocks and ETFs in Europe - 0% commission, 0.15% FX, and almost nothing else to pay.

Low-cost ETF investing
Monthly savings plans

EUR 8–100 reward — Reward via promo link or promo code

Note: this button leads to the Trading 212 home page and is not a promo link. The reward is only available through a promo link, or a promo code you enter no later than ten days after opening the account.

Stocks (per order): Free
Minimum deposit: €1
FX conversion: 0.15 %

ETFsStocksForexCFDs+3

Pros: One of the lowest all-in costs among mainstream European brokers for buy-and-hold investors: no commission, no custody fee, no inactivity fee, free withdrawals with no minimum, and a 0.15% FX conversion fee.
Cons: Research is the weakest of any broker at this size. There is no meaningful screener, no analyst consensus, no fundamental data worth the name and no export tooling - you will make every decision using data from somewhere else.

Group index 75/100

FCABaFin

Protection depends on your legal entity

Visit broker Read review

CapTrader

4.2

Interactive Brokers' market access wrapped in German regulation, German support and a German phone number.

German-speaking options and futures traders
Active traders who want IBKR pricing with German support

Stocks (per order): 0.1 %
Minimum deposit: €2,000
FX conversion: 0 %

ETFsStocksOptionsFutures+7

Pros: BaFin-supervised German investment firm (institution number 10156708) with a Düsseldorf address, German contract law and a free German hotline until 20:00
Cons: No Abgeltungsteuer is withheld. German investors gain a compounding advantage but must declare everything themselves via Anlage KAP, and a Freistellungsauftrag is not possible — for many people that alone rules CapTrader out

Group index 81/100

BaFinCBI

Protection depends on your legal entity

Visit broker Read review

Nordnet

4.2

The Nordic default: a listed Swedish bank with SEK 1 minimum commissions — if you live in the right four countries.

Nordic residents
Long-term ISK savers

Stocks (per order): tiered
Minimum deposit: None
FX conversion: 0.25 %

ETFsStocksOptionsFutures+4

Pros: Commission from 0.25% with a SEK 1 minimum on Nordic orders up to SEK 15,600 — small monthly share purchases are genuinely viable
Cons: Residents of Sweden, Norway, Denmark and Finland only — there is no route in from Germany, Austria, Switzerland or the rest of the EU

Group index 93/100

Protection depends on your legal entity

Visit broker Read review

Risk warning: investing in securities involves risk. You may lose some or all of the capital you invest.

Wealthsimple Trade

4.1

The best consumer app in Canadian finance, and the first broker in the country to make equity options genuinely free.

App-first Canadian investors
Options sellers and covered-call writers

Stocks (per order): Free
Minimum deposit: None
FX conversion: 1.5 %

ETFsStocksOptionsFutures+3

Pros: CAD 0 commission on Canadian and US stocks and ETFs, plus USD 0 per equity and ETF options contract on every tier, including free assignment
Cons: The 1.5% CAD/USD conversion is the same as Questrade's. A USD account (CAD 10 a month on Core, free on Premium from CAD 100,000) removes it on the US trades themselves but not on the CAD you convert into it, which still costs 1.5% per transaction under CAD 10,000 and falls to 0% only from CAD 100,000; journalling at CAD 9.95 is the other way round it

Group index 69/100

CIRO

Protection depends on your legal entity

Visit broker Read review

Webull

4.1

A desktop-grade trading terminal wrapped in a zero-commission app — with a support desk that lags badly behind the software.

US options traders
Chart-driven active traders

Stocks (per order): Free
Minimum deposit: None
FX conversion: n/a

ETFsStocksOptionsFutures+5

Pros: USD 0 commission on US-listed stocks, ETFs and equity options, with no per-contract fee — index options are the only equity-derivative exception at USD 0.50 per contract
Cons: Customer support is the standing complaint: Trustpilot sits at roughly 1.3–1.4 out of 5, with transfers and account access the most common themes

Group index 86/100

FINRACFTC/NFA

Protection depends on your legal entity

Visit broker Read review

flatex

4.0

One flat EUR 5.90 per order, free ETF savings plans and a German banking licence — the incumbent that actually competes on price.

Medium and large single orders
ETF savings plan investors

Stocks (per order): €5.90
Minimum deposit: None
FX conversion: 0.35 %

ETFsStocksCFDsCrypto+5

Pros: EUR 5.90 flat commission on German, US, Canadian and other foreign orders with no percentage component up to EUR 40,000 — a EUR 10,000 trade costs the same as a EUR 1,000 trade
Cons: 0.00% p.a. credit interest on cash balances. Competitors pay 1%–1.75% on the settlement or call account, so an investor holding EUR 20,000 in cash gives up EUR 200–350 a year that never shows up in any fee table

Group index 79/100

BaFin

Protection depends on your legal entity

Visit broker Read review

Robinhood

3.9

Equity options with no per-contract fee and one of the highest-rated trading apps in our comparison — paired with a thin research offering and penalties from the SEC, FINRA and NYDFS since 2020.

Active options traders
Mobile-first investors

Stocks (per order): Free
Minimum deposit: None
FX conversion: n/a

ETFsStocksOptionsFutures+3

Pros: Equity and ETF options carry no commission and no per-contract fee — only about USD 0.04 per contract of pass-through, against USD 0.65 at Schwab and Fidelity
Cons: Four significant regulatory settlements since 2020 — SEC USD 65m in 2020, FINRA USD 57m in 2021, NYDFS USD 30m in 2022 and FINRA USD 26m plus USD 3.75m restitution in 2025 — covering order-flow disclosure, supervision, AML and reporting failures

Group index 78/100

SECFINRA

Protection depends on your legal entity

Visit broker Read review

Scalable Capital

3.9

Germany's most complete savings-plan platform, now running on its own banking licence - and quietly repricing itself.

ETF savings plans
Fund investors in Germany

Flat-rate plan — No order fee on EIX from EUR 250

Stocks (per order): €1.99
Minimum deposit: None
FX conversion: n/a

ETFsStocksCryptoBonds+4

Pros: Free savings-plan executions from EUR 1 with fractional amounts, across more than 2,700 ETFs, 4,500 shares and 3,800 funds - the deepest catalogue in Europe.
Cons: Since 1 September 2026 gettex orders cost up to EUR 1.99 on every plan, up from EUR 0.99, which wiped out the PRIME+ commission-free advantage that made the subscription compelling on that venue.

Group index 88/100

BaFinECB

Protection depends on your legal entity

Visit broker Read review

Risk warning: investing in securities involves risk. You may lose some or all of the capital you invest.

Trade Republic

3.8

A thoughtfully built investing app, wrapped around a real bank - with support reached through the app and a service record that public reviews criticise.

Monthly ETF savings plans
First-time investors

EUR 0 per execution — Stock and ETF savings plans without execution fee

Stocks (per order): €1
Minimum deposit: None
FX conversion: n/a

ETFsStocksCryptoBonds+2

Pros: Flat EUR 1.00 external settlement cost per order with no percentage, no minimum and no maximum - a EUR 50,000 trade costs the same as a EUR 50 one.
Cons: Since the EU banned payment for order flow in June 2026, the default 'Best Price' route fills against Trade Republic's own book - it sets the price it profits from, and publishes no spread data.

Group index 88/100

BaFinECB

Protection depends on your legal entity

Visit broker Read review

Risk warning: investing in securities involves risk. You may lose some or all of the capital you invest.

Quick comparison

The numbers that decide this category, side by side. Scroll right on narrow screens for every column.

Best ETF brokers and savings plans — Quick comparison
Broker	Category	Overall	Fees38%	Safety & regulation20%	Product range16%	ETFs	ETF or share savings plan	Minimum deposit	Regulation	Action
1Interactive Brokers	4.7	4.5	4.9	4.8	5.0	0.05 %	documented	None	SECFCA, CBI, ASIC, MAS	Visit broker Risk warning: CFDs and other leveraged products are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how these products work and whether you can afford to take the high risk of losing your money.
2Fidelity Investments	4.5	4.6	4.7	4.7	3.9	Free	documented	None	SECFINRA, FDIC	Visit broker Risk warning: CFDs and other leveraged products are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how these products work and whether you can afford to take the high risk of losing your money.
3Saxo	4.5	4.4	4.2	4.7	4.8	0.08 %	documented	None	DFSAFCA, FINMA, MAS, JFSA	Visit broker Risk warning: CFDs and other leveraged products are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how these products work and whether you can afford to take the high risk of losing your money.
4moomoo	4.3	4.3	4.5	4.3	3.8	Free	documented	None	FINRAMAS, ASIC, CIRO, SC	Visit broker Risk warning: CFDs and other leveraged products are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how these products work and whether you can afford to take the high risk of losing your money.
5XTB	4.3	4.3	4.2	4.2	3.9	Free	documented	None	FCAKNF, CySEC, CNMV, DFSA, FSCA, FSC	Visit broker Risk warning: CFDs and other leveraged products are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how these products work and whether you can afford to take the high risk of losing your money.
6Questrade	4.3	4.2	4.4	4.2	4.0	Free	documented	None	CIROOSC	Visit broker Risk warning: CFDs and other leveraged products are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how these products work and whether you can afford to take the high risk of losing your money.
7Trading 212	4.3	4.1	4.8	4.0	3.7	Free	documented	€1	FCABaFin, ASIC, CySEC, FSC	Visit broker Risk warning: CFDs and other leveraged products are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how these products work and whether you can afford to take the high risk of losing your money.
8CapTrader	4.2	4.2	4.1	4.0	4.7	0.1 %	documented	€2,000	BaFinCBI, FCA	Visit broker Risk warning: CFDs and other leveraged products are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how these products work and whether you can afford to take the high risk of losing your money.

Our methodology

How we build this ranking

No editorial gut feeling — a published calculation. This category shifts the weights of our rating model towards what its audience actually needs.

Weighting in this category

48 brokers rated

The pale tick marks the weight in the general Brokaro model.

Category weight
Base model

The formula

The category score is 70% the category-specific weighting and 30% the general overall score. A strong all-rounder therefore does not drop out simply because it fails to lead one single criterion.

Category score = 0.7 × Σ(w_i × s_i) + 0.3 × Overall score

Full methodology

Requirements to be listed

A broker that misses these never appears in this list, no matter how it scores.

The broker has to actually offer ETFs — not merely advertise it.
Brokers with a documented ETF or share savings plan in the chosen market (without one: in any market) come first, then the rest, each by category score. A fund-only or crypto-only plan, a documented no and an undocumented plan do not count.

This category by country

Availability, regulation and tax treatment differ with your residency.

More rankings

Different requirements, different winners.

See all rankings

Ranking from documented dataETF savings plans: cost per execution by marketWhat one ETF savings plan execution costs in Germany, Austria, Switzerland, the UK and the US – according to the providers' own sources, each figure dated.

Filter by asset class, country, regulation and cost. Sort by whatever matters to you.

All brokers in this category